@font-face{font-family:Figtree;src:url(/assets/figtree-latin.woff2) format('woff2');font-weight:300 900;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122}
@font-face{font-family:Figtree;src:url(/assets/figtree-latin-ext.woff2) format('woff2');font-weight:300 900;font-display:swap;unicode-range:U+0100-02AF,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
/* Mobile first: base rules target a ~360px phone, min-width queries enlarge for tablets and desktops. */
:root{color-scheme:light;--navy:#14235b;--royal:#2450e6;--royal-d:#1b3fc4;--ink:#1f2a44;--muted:#5c6a86;--line:#e5e9f2;--bg:#fff;--soft:#f5f7fc;--green:#12a25c;--star:#2450e6;--card:#fff;--r:16px;--gut:16px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);font-family:Figtree,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;font-size:16px;overflow-wrap:break-word}
a{color:var(--royal)}a:hover{color:var(--royal-d)}
img,svg{max-width:100%}img{height:auto}
:focus-visible{outline:3px solid var(--royal);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px}.skip:focus{left:8px}
.wrap,.narrow{margin:0 auto;padding-inline:var(--gut)}.wrap{max-width:1120px}.narrow{max-width:800px}
/* header */
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{position:relative;display:flex;align-items:center;gap:8px;min-height:60px}
.logo{flex:none;display:block;line-height:0}
header.site img{height:34px;width:auto;max-width:none;display:block}
.hdr-cta{margin-left:auto;white-space:nowrap;padding:8px 12px;font-size:13px;line-height:1.2;min-height:44px;text-align:center}
.menu-btn{display:grid;place-items:center;width:44px;height:44px;flex:none;background:none;border:1px solid var(--line);border-radius:10px;color:var(--navy);cursor:pointer;padding:0}
nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:2px;padding:8px var(--gut) 16px;box-shadow:0 12px 24px rgba(20,35,91,.08)}
nav.main.open{display:flex}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:16px;padding:12px 10px;border-radius:8px}
nav.main a:hover,nav.main a[aria-current=page]{background:var(--soft);color:var(--royal)}
.rcpill{display:none;align-items:center;gap:8px;background:#e8eeff;border:1px solid #b9c6ee;color:var(--navy)!important;padding:5px 12px;border-radius:14px;text-decoration:none;line-height:1.15}
.rcpill:hover{background:#dbe5ff}.rcpill .rt{display:grid;place-items:center;color:var(--royal)}.rcpill .rt svg{width:22px;height:22px}.rcpill .rl{display:flex;flex-direction:column}.rcpill b{font-size:12.5px;font-weight:800;white-space:nowrap}.rcpill small{display:none;font-size:11.5px;font-weight:600;opacity:.85;white-space:nowrap}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;background:var(--royal);color:#fff!important;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:12px;border:0;cursor:pointer;font-size:16px;font-family:inherit;transition:background .15s,transform .15s}
.btn:hover{background:var(--royal-d)}
.btn.ghost{background:#fff;color:var(--royal)!important;border:2px solid var(--royal)}.btn.ghost:hover{background:var(--soft)}
.btn.sm{min-height:40px;padding:8px 16px;font-size:14px}
/* typography */
.crumbs{font-size:14px;color:var(--muted);padding:16px 0 0}.crumbs a{color:var(--muted)}
.hero{background:linear-gradient(180deg,var(--soft),#fff);padding:24px 0 28px}
.hero h1{font-size:clamp(28px,7vw,46px);line-height:1.12;margin:10px 0 12px;color:var(--navy);letter-spacing:-.02em}
.hero p.lead{font-size:17px;color:var(--muted);max-width:760px;margin:0 0 20px}
.tag{display:inline-block;background:#e8eeff;color:var(--royal);font-weight:700;font-size:13px;padding:4px 11px;border-radius:99px;letter-spacing:.02em}
h2{font-size:clamp(22px,5.4vw,32px);color:var(--navy);line-height:1.2;margin:38px 0 12px;letter-spacing:-.015em}
h3{font-size:19px;color:var(--navy);margin:24px 0 8px}
.prose p,.prose li{font-size:17px}.prose ul,.prose ol{padding-left:22px}.prose li{margin:6px 0}
.srcline{font-size:13.5px;color:var(--muted);margin:8px 0 18px}
/* stats */
.ratebar{display:flex;flex-wrap:wrap;gap:10px;margin:6px 0 0}
.ratebox{flex:1 1 140px;min-width:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px;box-shadow:0 1px 2px rgba(20,35,91,.04)}
.ratebox b{display:block;font-size:26px;line-height:1.1;color:var(--navy)}
.ratebox small{color:var(--muted);font-size:13.5px;display:block;margin-top:2px}
.stars{color:var(--star);letter-spacing:2px}
/* grids and cards */
.grid{display:grid;gap:14px;grid-template-columns:minmax(0,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:0 1px 2px rgba(20,35,91,.04)}
a.card{text-decoration:none;color:inherit;display:block;transition:border-color .15s,box-shadow .15s}a.card:hover{border-color:var(--royal);box-shadow:0 8px 24px rgba(36,80,230,.1)}
.card h3{margin:0 0 6px;font-size:18px}.card p{margin:0;color:var(--muted);font-size:15.5px}
.card .ico{width:46px;height:46px;border-radius:12px;background:#e8eeff;color:var(--royal);display:grid;place-items:center;margin-bottom:12px}.card .ico svg{width:24px;height:24px}
.rev{display:flex;flex-direction:column;gap:10px}
.rev .top{display:flex;align-items:center;gap:12px}.rev .glogo{margin-left:auto;height:20px;width:auto;flex:none;align-self:flex-start}
.av{width:42px;height:42px;border-radius:50%;color:#fff;font-weight:700;display:grid;place-items:center;font-size:15px;flex:none}
.rev .nm{font-weight:700;line-height:1.2}.rev .src{font-size:13px;color:var(--muted)}
.rev .txt{margin:0;font-size:16px;color:var(--ink)}
.masonry{columns:1;column-gap:16px}.masonry>*{break-inside:avoid;margin:0 0 16px}
/* video */
.vid{padding:0;overflow:hidden}
.thumb{position:relative;display:block;width:100%;aspect-ratio:16/9;background:#000;border:0;padding:0;cursor:pointer}
.thumb img{width:100%;height:100%;object-fit:cover;display:block}
.thumb:after{content:"";position:absolute;inset:0;margin:auto;width:56px;height:56px;border-radius:50%;background:rgba(20,35,91,.86) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23fff'%3E%3Cpath d='M9 6.5v11l9-5.5z'/%3E%3C/svg%3E") center/32px no-repeat}
.thumb.short{aspect-ratio:9/12}
.vid iframe,.player iframe{width:100%;aspect-ratio:16/9;border:0;display:block}
.vid .meta{padding:14px 16px 16px}.vid h3{font-size:17px;margin:0 0 4px;line-height:1.3}.vid .meta p{margin:0;color:var(--muted);font-size:14.5px}
.vid .meta a.more{font-weight:700;font-size:14.5px;text-decoration:none;display:inline-block;padding:6px 0}
.player{border-radius:var(--r);overflow:hidden;background:#000;box-shadow:0 10px 30px rgba(20,35,91,.18)}
/* notes, faq, cta, links */
.note{background:var(--soft);border-left:4px solid var(--royal);border-radius:10px;padding:14px 16px;margin:20px 0;font-size:16px}
.warn{background:#eef3ff;border-left-color:var(--navy)}
.tldr{background:#eef3ff;border-left:4px solid var(--navy);border-radius:10px;padding:14px 16px;margin:16px 0 20px;font-size:16.5px}
.faq details{border:1px solid var(--line);border-radius:12px;padding:0 16px;margin:10px 0;background:#fff}
.faq summary{cursor:pointer;font-weight:700;padding:14px 0;min-height:48px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;line-height:1;color:var(--royal);flex:none}.faq details[open] summary::after{content:"-"}
.faq details p{margin:0 0 16px;color:var(--ink)}
.cta{background:linear-gradient(135deg,var(--navy),#1d3a99);color:#fff;border-radius:20px;padding:24px 20px;margin:44px 0;display:flex;flex-direction:column;gap:18px}
.cta h2{color:#fff;margin:0 0 6px;font-size:23px}.cta p{margin:0;opacity:.9;max-width:560px}
.cta .btns{display:flex;flex-direction:column;gap:10px}
.cta .btn{background:#fff;color:var(--navy)!important}.cta .btn:hover{background:#e8eeff}
.cta .btn.ghost{background:transparent;color:#fff!important;border-color:#fff}
.related{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}
.related a{display:inline-flex;align-items:center;min-height:40px;background:var(--soft);border:1px solid var(--line);border-radius:99px;padding:6px 15px;text-decoration:none;font-weight:600;font-size:15px}
.seealso{margin:44px 0 0}.seealso h2{margin-top:0}
/* bars */
.bars{display:grid;gap:12px;margin:14px 0}
.bar{display:grid;grid-template-columns:1fr auto;gap:4px 12px;align-items:center}
.bl{grid-column:1/-1;font-size:15px;font-weight:600;color:var(--navy)}
.bt{height:16px;background:var(--soft);border-radius:99px;overflow:hidden}.bf{height:100%;border-radius:99px}
.bv{font-weight:800;font-variant-numeric:tabular-nums;min-width:56px;text-align:right}
.bn{grid-column:1/-1;font-size:13px;color:var(--muted)}
/* tables scroll inside their own wrapper, never the page */
.tblwrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:16px 0;max-width:100%}
.tbl{width:100%;border-collapse:collapse;font-size:15px}.tbl.wide{min-width:640px}
.tbl th,.tbl td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}.tbl th{background:var(--soft);color:var(--navy)}
/* footer */
footer.site{background:var(--navy);color:#c8d1f0;margin-top:56px;padding:36px 0 24px;font-size:15px}
footer.site a{color:#fff;text-decoration:none;display:inline-block;padding:4px 0}footer.site a:hover{text-decoration:underline}
footer.site .cols{display:grid;grid-template-columns:1fr;gap:26px}
footer.site h4{color:#fff;margin:0 0 8px;font-size:15px}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:2px 0}
footer.site .legal{border-top:1px solid rgba(255,255,255,.16);margin-top:26px;padding-top:18px;font-size:13px;line-height:1.55;opacity:.85}
/* form */
.formgrid{display:grid;gap:22px;grid-template-columns:minmax(0,1fr);align-items:start}.formgrid>*,.grid>*,.row2>*{min-width:0}
.fcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:0 6px 24px rgba(20,35,91,.07)}
label{display:block;font-weight:700;font-size:14.5px;margin:16px 0 6px;color:var(--navy)}label small{font-weight:500;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],input[type=url],select,textarea{width:100%;min-height:48px;padding:12px 14px;border:1.5px solid #cfd7ea;border-radius:11px;font:inherit;font-size:16px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--royal);box-shadow:0 0 0 3px rgba(36,80,230,.15)}
textarea{min-height:150px;resize:vertical}
.starpick{display:flex;flex-direction:row-reverse;justify-content:flex-end;gap:2px}
.starpick input{position:absolute;opacity:0;pointer-events:none}.starpick label{margin:0;font-size:clamp(30px,10vw,40px);line-height:1.1;color:#cfd7ea;cursor:pointer;padding:0 2px}
.starpick input:focus-visible+label{outline:3px solid var(--royal);border-radius:6px}
.starpick input:checked~label,.starpick label:hover,.starpick label:hover~label{color:var(--star)}
.row2{display:grid;gap:0 14px;grid-template-columns:1fr}
.chk{display:flex;gap:10px;align-items:flex-start;font-weight:500;font-size:14.5px;margin:12px 0;color:var(--ink)}.chk input{margin-top:3px;width:20px;height:20px;flex:none}
.count{font-size:13px;color:var(--muted);text-align:right;margin-top:4px}
.preview h3{margin:0 0 4px}.preview .hint{font-size:14px;color:var(--muted);margin:0 0 14px}
.pv{border:2px solid var(--royal);border-radius:var(--r);padding:18px;background:#fff;box-shadow:0 10px 30px rgba(36,80,230,.14)}
.pv .ttl{font-weight:800;font-size:18px;color:var(--navy);margin:2px 0}
.pv .pending,.pending{display:inline-block;font-size:12px;font-weight:700;background:#e8eeff;color:var(--royal-d);padding:3px 9px;border-radius:99px}
.ex{position:relative;border:2px dashed #b9c6ee;background:#fbfcff}
.ex .badge{position:absolute;top:-11px;right:16px;background:var(--navy);color:#fff;font-size:11.5px;font-weight:800;letter-spacing:.06em;padding:3px 10px;border-radius:99px}
.ex .use{margin-top:6px;align-self:flex-start}
.msg{display:none;margin-top:16px;padding:14px 16px;border-radius:12px;font-weight:600}.msg.ok{display:block;background:#e7f7ee;color:#0b6b3a}.msg.err{display:block;background:#fdecea;color:#9b1c1c}
.steps{counter-reset:s;display:grid;grid-template-columns:1fr;gap:12px;margin:18px 0}
.steps>div{counter-increment:s;background:var(--soft);border-radius:14px;padding:14px 16px}
.steps>div:before{content:counter(s);display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--royal);color:#fff;font-weight:800;margin-bottom:8px}
.steps b{display:block;color:var(--navy)}.steps span{font-size:14.5px;color:var(--muted)}
/* >= 560px */
@media (min-width:560px){
 :root{--gut:20px}
 .row2{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr 1fr}
 footer.site .cols{grid-template-columns:1fr 1fr}
 .cta .btns{flex-direction:row;flex-wrap:wrap}
 .fcard{padding:26px}
 .bar{grid-template-columns:minmax(150px,230px) 1fr auto}.bl{grid-column:auto}.bn{grid-column:2}
}
/* >= 640px */
@media (min-width:640px){
 .grid.g2,.grid.g3{grid-template-columns:repeat(2,1fr)}
 .masonry{columns:2}
}
/* >= 768px */
@media (min-width:768px){
 body{font-size:17px;line-height:1.65}
 .hero{padding:36px 0 40px}.hero p.lead{font-size:19px}
 h2{margin-top:46px}
 .prose p,.prose li{font-size:17.5px}
 .cta{flex-direction:row;align-items:center;justify-content:space-between;padding:34px;border-radius:22px;margin:50px 0}
 .cta h2{font-size:26px}
 .ratebox{flex:0 1 auto;min-width:170px;padding:14px 18px}.ratebox b{font-size:30px}
 footer.site{margin-top:70px;padding-top:44px}
}
/* >= 860px: desktop header */
@media (min-width:860px){
 header.site .wrap{gap:16px;min-height:68px}header.site img{height:38px}
 .menu-btn{display:none}
 .hdr-cta{margin-left:6px;order:3;padding:10px 18px;font-size:14px;min-height:42px}
 nav.main{display:flex;position:static;flex-direction:row;align-items:center;gap:2px;margin-left:auto;padding:0;border:0;box-shadow:none;background:none;order:2}
 nav.main a{font-size:14px;padding:8px 8px;white-space:nowrap}
 .rcpill{display:inline-flex}
 .formgrid{grid-template-columns:1.05fr .95fr;gap:28px}
 .preview{position:sticky;top:90px}
 .steps{grid-template-columns:repeat(4,1fr)}
 footer.site .cols{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
}
/* >= 960px */
@media (min-width:960px){
 .grid.g3{grid-template-columns:repeat(3,1fr)}
 .masonry{columns:3}
}
/* >= 1180px */
@media (min-width:1180px){
 nav.main a{font-size:15px;padding:8px 11px}
 .rcpill small{display:block}.rcpill b{font-size:13px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}